Payzum Blog

Crypto Payments Blog

Non-custodial, crypto-only payments — explained for the operators and developers who actually run the money. Pain, mechanics, and how Payzum solves it.

Stablecoins

Tokenized deposits vs stablecoins — Wall Street builds its answer, and what it means for merchants

Bloomberg reports (July 13, 2026) that America's biggest banks — JPMorgan, Bank of America, Citi and Wells Fargo — are reviving the Zelle playbook: a shared tokenized deposit network, run by The Clearing House, planned for mid-2027 to blunt the trillion-dollar stablecoin boom. It's the strongest admission yet that money is moving on-chain. But tokenized deposits are closed, interbank money — not something your checkout can use. Here's the real difference, and how to accept open stablecoins like USDC and USDT today, non-custodially.

12 min read
x402 / Agentic

Accept USDC From AI Agents: Get Paid Per Call

AI agents are becoming paying customers — but they can't sign up or use a card. How to accept USDC from AI agents per call, settled straight to your own wallet.

12 min read
Stablecoins

Visa launches its Stablecoin Platform — what the biggest card network's move means for merchants

On July 16, 2026 Visa unveiled the Visa Stablecoin Platform: minting, burning, wallets and treasury tools for its ~15,000 financial institutions, starting with Open USD. It's the strongest validation yet that stablecoins are becoming mainstream payment money — but it's bank-side plumbing in beta, not a merchant checkout. Here's what Visa actually shipped, what it doesn't change for your business, and how to accept USDC and USDT today, non-custodially, straight to your own wallet.

11 min read
Stablecoin Checkout

Accept USDC Payments Online: The Complete Guide

How to accept USDC payments online — hosted checkout, payment links, invoices, and subscriptions. Non-custodial USDC/USDT settled straight to your own wallet.

12 min read
Agentic commerce

Meta stablecoin payments: agentic commerce is coming — here's what it means for merchants

On July 10, 2026 a senior Meta executive called agentic commerce the 'next tier of business for our entire company' — and Meta is already paying creators in USDC across Colombia and the Philippines, expanding to 160+ countries. Stablecoins are quietly becoming the rail under social and AI-driven commerce. Here's what Meta's move really signals, why platform rails aren't the same as owning your money, and how any merchant or creator can accept and pay out USDC/USDT today — non-custodially, straight to their own wallet.

11 min read
Point of Sale

Accept Crypto Payments In Person: Phone as POS Terminal

A non-custodial crypto POS for any local business: the cashier enters the amount, a fresh QR appears for that exact sale, the customer pays from any wallet, and funds settle in seconds to a wallet you control. Any phone is a terminal, PIN logins per cashier, no acquirer, no chargebacks.

13 min read
Stablecoins

JCB + Circle bring USDC to 40 million merchants — what the card networks' stablecoin race means for you

On July 14, 2026 JCB, Japan's largest card network with 40 million merchants, signed an MOU with Circle to explore USDC stablecoin payments — cross-border treasury first, in-store tourist payments later. Even the card giants are now racing to accept stablecoins. Here's what the deal really says, why it's still a multi-year pilot, and how any merchant can accept USDC and USDT today — non-custodially, straight to their own wallet.

11 min read
Payouts & Mass Payments

Crypto Mass Payouts: Pay Hundreds by CSV in Minutes

Pay hundreds of affiliates, contractors, or winners at once. See how crypto mass payouts work — CSV batches, stablecoin payouts, non-custodial, settled in minutes.

11 min read
Agentic payments

The x402 Foundation makes agent payments an open standard — what it means for API providers

On July 14, 2026 the Linux Foundation operationally launched the x402 Foundation with 40 members — Visa, Mastercard, American Express, Stripe, Google, AWS, Cloudflare, Circle, Coinbase, Ripple and more. Agent payments over HTTP are now a vendor-neutral open standard. Here's why that de-risks adoption for anyone who sells access to an API — and how to charge agents today, no code, non-custodially.

12 min read